Skip to main content

Are Sheds Covered Under My Home Insurance?

Are Sheds Covered Under My Home Insurance?

More and more people are constructing shed or home offices in their back yards. This is a result of many people working form home or just wanting an expanded living area.

You want to take good care of your home when you own one. A good home insurance policy is one way to accomplish this. Whether you've lived there for a long time or a new home, having it properly covered is essential. Many people own a shed or other outbuilding on their property. But are these taken into account?

Most coverage for non-attached structures, such as sheds and barns, as well as detached garages, is included in a homeowner’s insurance policy. The coverage limitations are frequently a percentage of the coverage on the home. It is your responsibility to notify your agent if there are many reasons why this should be different. Someone with a large barn on their property, for example, may want more coverage than someone with a small storage shed. Working with a knowledgeable agent can assist you in obtaining the appropriate type and level of coverage.

There's no reason to settle for anything less than a quality policy, and you'll want to ensure that policy covers everything on your property and is essential to you. This includes unattached structures, which can be covered by your homeowner's insurance.

You can obtain the home insurance coverage you require for your home and any unattached structures on your property by contacting us. That way, you have adequate coverage and peace of mind in knowing that the level of protection on your home is sufficient for everything that is important to you. We're here to assist you in selecting the policy that best fits your life and property.

Ready to Request a Free Quote? GET STARTED TODAY