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May 30, 2017
Vacation Home and Income Property Insurance
More and more people are using services like VRBO and Airbnb to find vacation rentals.  As a result, many people are using their homes to develop rental income.  A standard homeowner’s policy may not cover losses incurred while your home is rented out.  You may require a more specialized insurance policy.

Key Homeowner’s Insurance Concerns With Rental Property

Your homeowner’s insurance will not cover rental property.

Landlord policies generally cost about 25 percent more than a standard homeowner’s policy to pay for increased protections.  source

You need landlord insurance when you do not occupy the same residence as your tenant. You will also need landlord insurance if you are renting out your own home temporarily, or sharing accommodations such as your basement level, with a renter.

You will need liability coverage in the event your renter is injured on your premises.

Your policy will not cover wear and tear due to increased use.

VRBO, Airbnb and other rental sites may require proof of insurance.

There are only a few insurance carriers willing to write an Airbnb liability insurance policy.  We have experience with insurers who handle this kind of risk.
 

Give one of our agents a call to save money on your Business Insurance. Some of our Commercial insurance coverages include Commercial Auto, Work Comp, Business Owners Packages, and General Liability.

Let us help you cut your insurance cost! Just give us a quick call today at (888) 443-7744 or Submit one of our quick online quote forms - with the help of our dedicated business partners; we conveniently offer an entire solution for all your insurance and business needs.
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2133 3rd Ave #106 Seattle, WA 98121 | Phone: (888) 443-7744 | Fax: (206) 443-8335 | Toll Free: (888) 443-7744 | Email Us | Get Map
3911 5th Ave. Suite 200 San Diego, CA 92103 | Phone: (619) 312-4098 | Fax: (619) 688-4098 | Toll Free: (888) 443-7744 | Email Us | Get Map
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